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Loft Conversion Guide for London Homeowners

Expanding your home by converting the loft is a clever way to add space and boost property value. This form of construction can add an all important additional bedroom, ensuite, storage and in some cases an office.

Understanding Loft Conversions

In order to convert the loft space into a habitable room, the internal supports (struts, braces, posts and purlins) will need to be removed.

The ceiling joists for the existing upper floor are unlikely to be strong enough to serve as floor joists, meaning new ones will need to be added. In some cases, this may mean that the upper floor ceiling needs to be lowered to allow for sufficient loft room head height.

When it comes to actually completing the loft conversion, the contractor will remove the existing roof covering, with the existing roof then being deconstructed. Steels will be craned into place and installed. The new roof will then be constructed, made watertight with the internal finishes then following.

The Loft Conversion Process

Most loft conversions progress through a series of key stages:

Step 1: Survey and Design

A thorough site survey is completed, assessing the roof and structural requirements. Architects and engineers then create bespoke designs to fit the property’s unique characteristics and the homeowner’s needs.

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Step 2: Planning Permission

These designs are submitted to the local planning authority, which assesses the proposal against local regulations and policies. This process ensures developments are

safe, sustainable, and in keeping with the surrounding area. Approval times can vary from weeks to months depending on the project.

The loft may be allowed under permitted development which would negate the need to go through step 2. We would advise discussing this point with an architect.

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Step 3: Party Wall Notices

Once the final design is ready, a party wall surveyor will serve party wall notices on adjoining owners affected by the works and who a share a party wall with the property completing the loft conversion.

These are required by law at least 2 months before work commences.

After receiving the notice, adjoining owners have three response options:

  1. Consent, allowing the work to proceed without further steps
  2. Dissent and appoint a surveyor to represent their interests
  3. Dissent and appoint an agreed surveyor (one surveyor acts for both owners)

Regardless of the adjoining owner’s response, the building owner is responsible for the surveyor costs.

In the event of dissent, one or two surveyors will:

  1. Review architectural and structural plans
  2. Conduct a schedule of condition to record the current state of the neighbouring property
  3. Agree a party wall award detailing the scope of work, protections, access arrangements, and procedures for handling any damage

In our experience, the protections afforded to adjoining owners by the Party Wall etc. Act 1996, are likely to be as follows;

Contractor Hand Tool Use

As there are works to be undertaken directly to the party wall, part of the formalities of the Party Wall Award would be that these works are done using hand, or non-percussive tools. This greatly reduces the risk of vibration and any resulting damage.

Temporary Weatherproofing

As the party wall is being exposed as a result of the proposed works. part of the formalities of the Party Wall Award would be that this weathering solution is robust thereby reducing the risk of rainwater and damp ingress into the neighbouring owner’s property.

Temporarily Covering Chimney Breasts & Vents

We would expect the neighbouring property to have some form of open vents or a chimney breast on the party wall. The proposed works will likely result in loose soot finding their way through these openings.

We’d advise these are well covered in advance of the works starting. While this isn’t a major point to implement, it will go a long way to ensure the risk of damage and costly clean up is as low as it can be.

Temporary Roof Access

If the proposed flank of the roof dormer is built up against the neighbouring owner’s air space, it is highly likely the contractors will require access onto the neighbouring owner’s roof to ensure the works are undertaken quickly and safely. Part of the formalities of the Party Wall Award would be that this access is carefully considered and agreed for a limited period of time and subject to protective provisions.

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Step 4: Loft Works Start

As set out above, this will start with dismantling the existing roof, installing the steel beams, making the new roof watertight and finally completing the internal finishes.

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Step 6: Inspections and Certification

Throughout construction, regular inspections ensure compliance with building regulations. Upon completion, a final certification confirms the project’s safety and quality.

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Step 7: Post-work Schedule of Condition Reports

Once the work is completed, the surveyor(s) inspect the neighbouring property. If damage is identified, the building owner is responsible for repairs or compensation.

What will it cost?

Loft Conversion costs will vary depending on size and finishes.

Typical price ranges for construction and fit-out are likely to be:

Small House:

Small mews house or mid-terrace house

Likely to be in the region of £80,000 + VAT.

Medium House:

Larger mews house, larger mid-terrace or semi-detached house

Likely to be in the region of £95,000 + VAT.

Large House:

Large mid-terrace or semi-detached house

Likely to be in the region of £100,000 + VAT.

Our Take

Loft conversions are an excellent way to increase the size of your home. From the perspective of residential construction works, they’re towards the more straightforward end of the spectrum.

As with any planned construction work, they require thorough planning, professional expertise, and adherence to legal and safety standards. While the costs of this form of construction aren’t low, they will increase the property value post-work.

Be sure to employ an architect, engineer, party wall surveyor, and contractor with specific experience in loft conversions.
Over the years, we have acted as party wall surveyors on countless loft conversion projects. Our experience, expertise, and thorough understanding of the necessary considerations ensure that each matter is managed efficiently, saving both time and costs.

Team Qualifications

Our team of surveyors are not only highly experienced but importantly they are also qualified.

We’re proud to confirm our surveyors hold membership status and accreditation to some of the world’s leading professional governing bodies including; the Royal Institute of Chartered Surveyors (RICS), the Chartered Institute of Arbitrators (CIArb), The Chartered Association of Building Engineers (CABE) and the Pyramus and Thisbe Club (P&T).

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Pik Kwan Vivien Chan
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I am a returning client of Stokemont, which is a professional company that delivered a thorough level 3 full house survey report. Surveyor Seyi did a great job and exceeded my expectations; the report is comprehensive and offered good advice. I would recommend Stokemont to my friends.
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David Myers
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I used Stokemont to undertake party wall surveys on my neighbours addresses and I found them to be really professional. Bradley regularly kept me up to date with information and next steps and answered any queries in timely manner too. Everything including costs etc were clearly set out so I couldn’t ask for anymore from start to finish. Highly recommend and price wise were cheaper than a number of surveyors I enquired with.
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Alero Awala
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Really happy I went with Stokemont for my survey. Seyi was fantastic. My report was really detailed and will help me with not only prioritisation of fixes to implement but also the regular maintenance of my new property. I really recommend.
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Evelina Vorontsova
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I hired Stokemont for a full Level 3 building survey on a flat I was purchasing in London. The turnaround was very quick and the report was extremely detailed — covering everything from minor cosmetic issues to more significant defects. Seyi flagged a gas supply issue that turned out to be significant, and without the survey I would not have known about it or been able to negotiate appropriate protection before exchange. As a first-time buyer I found the report really helpful and would strongly recommend Stokemont to anyone purchasing a property.
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Permeela A
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I was extremely happy with Stokemont who organinsed a party wall award for me. They were very quick and efficient and made the whole process stress free. I would definitely highly recommend their services, very professional and good communications throughout. I found their help and support invaluable.
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Phil Moore
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Very efficient and friendly. I highly recommend.
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Geoffrey Scammell
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We would thoroughly recommend Stokemont to anybody requiring a boundary determination report. Having had a very poor experience with another firm of surveyors who promised a report in 10 days, but only managed an error-filled report in 30 days, Seyi Omogbehin promised a report within 5 days and delivered a very thorough, highly professional report within 2 days. Stokemont, and Seyi in particular provided an excellent service from start to finish.